Fronting, E&S and specialty carriers
One deal on every entity's paper
It drafts the same deal on the forms of each entity you write through. It starts from your own precedents.
Documents it reads
Wordings on each entity's paperThe same cover on each entity's forms
Program wordingsForms for the programs you front
Binding authority agreementsLimits and referral terms by coverholder
EndorsementsRead with the policy they amend
Reinsurance behind the programTreaty and facultative wordings
Executed dealsThe full set for each deal
What it does
Draft on each entity's forms
Your house wording comes first wherever it covers the point.
Check a program against its agreement
Find policies that sit outside a coverholder's authority.
Keep the wording in force
Policies are read with the endorsements that amend them.
The market you write in
$143.3B
Direct premium written by the US surplus lines market in 2025, a record and up 10.4% on the year before.
AM Best data, reported by Insurance Business, September 2026
39%
Share of the US property and casualty industry's general liability premium written by surplus lines carriers in 2025.
AM Best data, reported by Insurance Business, September 2026
$30B+
Estimated premium generated through fronting arrangements in 2025.
AM Best fronting market review, reported by Insurance Business, September 2026
Questions
Can it draft the same deal for two of our entities?
Yes. Each draft follows that entity's own forms and house rules, and stays a draft until a reviewer approves it.
Does it read our program business as well as our direct book?
Yes. Program wordings, binding authority agreements and the policies under them are read together.
Does it bind or issue anything?
No. It finds, drafts and flags. Underwriting, binding and issuing stay with your people.
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